Solutions for Personal Debt
Personal debt can feel daunting and difficult to resolve. Depending on the type, value and number of personal debts you have, there may be various solutions which are open to you. ...
Pearce & Heers is a specialist accounting firm helping people avoid personal and corporate insolvency. Our goal is to help clients avoid bankruptcy or liquidation. If that is not possible, we administer all types of formal insolvency appointments.
To help our clients, we offer a full range of advisory services including business advisory, restructuring and turnaround solutions, arranging ATO payment plans, negotiating settlements with creditors, resolving disputes and generally assisting clients minimise the impact of any formal insolvency appointment.
Since Pearce & Heers was founded in 2002, we have helped hundreds of businesses and individuals in Brisbane, the Gold Coast and around Australia achieve the best possible outcomes during difficult financial times. If you or your client are in need of assistance, we offer a free, confidential, no-obligation consultation. Make an appointment today and let us show you how we can help.
We can help you avoid liquidation or bankruptcy. Make an appointment today to find out how.
We can help you achieve the best possible outcome. Using our 5-step process, we’ll explore all options before helping you with a solution.
Calling or emailing us is the first step to solving your problems.
Every client’s situation is different, so we’ll gain an understanding of your situation before determining the best course of action.
We’ll consider all options to avoid liquidation or bankruptcy . This can include turnaround and profit improvement strategies, informal debt settlements, negotiating payment plans with the ATO, restructuring and other solutions.
Once you understand your options you can make an informed decision on the best course of action.
We’ll help you implement the best possible solution.
We assist with everything from debt settlement negotiations to business turnaround and administering formal insolvency appointments. We’re happy to offer a free consultation to consider all options available.
Our friendly team of experts has decades of combined experience assisting clients with financial problems and administering formal insolvency appointments.
Partner
Mark Pearce is a Chartered Accountant, Registered Liquidator and Registered Trustee in Bankruptcy. Prior to establishing Pearce & Heers in 2002, Mark worked for 10 years in insolvency with a number of firms including one of the Big Four accounting firms and a large national Chartered Accounting firm.
Mark specialises in providing advice and assistance regarding options other than formal insolvency appointments. As part of this process Mark acts for numerous clients each year to assist them achieve better outcomes than liquidation or bankruptcy.
During his 30 year career Mark has also worked on a number of large corporate engagements including voluntary administrations and liquidations of both listed and unlisted companies and all types of other insolvency appointments.
By virtue of his expertise and experience Mark is well placed to oversee the management of Pearce & Heers.
Partner
Andrew Heers is a Chartered Accountant, Registered Trustee in Bankruptcy and has a Bachelor of Business degree, majoring in accounting.
Andrew has more than 30 years experience as an insolvency accountant and particular experience with bankruptcy-related matters including Section 73 proposals, Personal Insolvency Agreements, real estate sales and legal claims.
Andrew is also the partner responsible for administering the Members’ Voluntary Liquidations conducted by the firm. He has performed many Members’ Voluntary Liquidations ranging from small private companies to large unlisted public companies.
Partner
Michael Dullaway is a Registered Liquidator and Chartered Accountant. He has over 20 years experience managing corporate and personal insolvency appointments and also providing advice and assistance to clients in financial difficulty.
Michael’s experience spans all industries including building and construction, hospitality, transport and consulting. He has worked on a number of large corporate engagements including both listed and unlisted companies and all types of corporate insolvency appointments.
Michael also specialises in assisting clients with Small Business Restructurings to assist with managing ATO debts and he has carried out numerous of these types of appointments.
Professional Qualifications and Memberships
Principal Toowoomba & Darling Downs
Jody Ross is the Principal of Pearce & Heers’ Toowoomba Office which services the Darling Downs area, including Toowoomba, Warwick and Dalby. She has worked in the Darling Downs region as an insolvency practitioner for nearly 20 years and during that time has helped numerous clients with formal and informal insolvency arrangements to manage their debt problems.
As a long standing member of the community, Jody understands the challenges facing local small businesses and she is able to provide professional advice and assistance to accountants, business owners and individuals who require assistance.
Professional Qualifications and Memberships
Professional Qualifications and Memberships
Senior Manager
Johanna Bond is a Senior Manager at the Pearce & Heers’ Brisbane office. She is a Chartered Accountant and is currently completing the Advanced Certification with the Australian Restructuring Insolvency & Turnaround Association (ARITA) and earned the highest mark for the QLD division in 2025.
Johanna has over 10 years’ experience in the insolvency industry and manages all types of insolvency appointments including Liquidations, Voluntary Administrations, Small Business Restructurings and Bankruptcies and Part X Personal Insolvency Agreements.
Professional Qualifications and Memberships
Senior Manager
Matthew Simpson is a Chartered Accountant and a member of the Australian Restructuring Insolvency and Turnaround Association (ARITA), with nearly 20 years of experience in insolvency, forensic accounting, and financial investigations.
Matthew has managed a broad range of corporate and personal insolvency matters, including Liquidations, Voluntary Administrations, Small Business Restructurings and Bankruptcies. His experience spans both the private and public sectors, including time at a Big 4 accounting firm, where he worked on the largest administration in Australia’s history, Virgin Australia, and the largest ATO fraud case in Australia’s history, Plutus Payroll.
Matthew returned to Pearce & Heers in 2025 as a manager, having previously worked at the firm from 2009 to 2019.
Professional Qualifications and Memberships
Senior Manager
Anthony Perricelli is a Senior Manager at Pearce & Heers’ Brisbane Office. He has over 20 years of corporate and personal insolvency experience across a diverse range of industries. He has also previously gained more than 15 years’ corporate experience as a financial controller in various business industries.
During his career Tony has managed a broad range of corporate and personal insolvency matters, including Liquidations, Voluntary Administrations, Small Business Restructurings and Bankruptcies. Recently he has specialised in administering Small Business Restructuring appointments Small Business Restructurings to assist with managing ATO debts and he has carried out numerous of these types of appointments.
Anthony provides a professional, clear, and empathetic approach to assisting people experiencing financial distress and seeks to provide them with appropriate solutions. He is enthusiastic about helping people and always strives to achieve the best possible outcomes for stakeholders.
Professional Qualifications and Memberships
Insolvency Accountant
Maya has worked in a number of roles for business and government before commencing at Pearce & Heers. This experience has helped Maya quickly progress her career as an insolvency accountant.
Maya carries out various tasks on all types of insolvency appointments, however, she specialises in administering bankruptcy and liquidation appointments.
We’ve helped numerous clients avoid liquidation or bankruptcy or implement strategies to deal with the effects of these types of insolvency appointments. Here are some of their experiences.
Personal debt can feel daunting and difficult to resolve. Depending on the type, value and number of personal debts you have, there may be various solutions which are open to you. ...
If you do not pay an employee's superannuation by the due date, you must lodge a superannuation guarantee charge (SGC) statement and pay the SGC to the ATO. The due date for paying superannuation is 28 days after the end of the quarter in which the superannuation was incurred....
Small Business Restructuring is a process by which an insolvent company can settle its debts. With the process mostly being used to settle ATO debts. This is an example of how we have used Small Business Restructuring to help a client in the restaurant industry....
Address
Level 10
127 Creek Street
Brisbane Qld 4000
Phone
Phone: 07 3221 0055
Fax: 07 3221 8885
Postal Address
GPO Box 691
Brisbane Qld 4001
Address
Level 15, Corporate Centre One
2 Corporate Court
Bundall Qld 4217
Phone
Phone: 07 5630 1179
Fax: 07 3221 8885
Address
WOTSO, 123 Margaret Street
Toowoomba City QLD 4350
Phone
Phone: 07 3221 0055
Fax: 07 3221 8885