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WE CUSTOMISE OUR PERSONAL
INSOLVENCY SERVICES TO
ACHIEVE THE BEST POSSIBLE
OUTCOMES

Everyone’s financial problems are different, so we customise our solutions to achieve the best solutions for you and your family.

Pearce & Heers specialises in providing advice and assistance on personal insolvency to people who are in financial difficulty. We provide a full range of formal and informal services, including assisting with the following:

Bankruptcy

A person who cannot pay their debts can voluntarily file for bankruptcy or one of their creditors can apply to Court to make the person bankrupt. We specialise in providing advice to individuals regarding bankruptcy and administering bankruptcy appointments.

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General Advice and Assistance

We specialise in providing general advice and assistance to individuals with financial problems, including tax debts, credit card and loan debts and debts owed as a result of personal guarantees.

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Informal Arrangements and Settlements

We assist individuals settle debts which they owe or legal claims against them which they cannot pay. If successful, this results in a person avoiding bankruptcy or another type of insolvency appointment.

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Part IX Debt Agreements

A Part IX Debt Agreement is an alternative to bankruptcy for people who have net assets, creditors and income of less than prescribed limits. It involves an individual putting a proposal to their creditors which if accepted results in the person avoiding bankruptcy.

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Personal Insolvency Agreements

A Personal Insolvency Agreement is an alternative to bankruptcy. It involves an individual putting a proposal to their creditors which if accepted results in the person avoiding bankruptcy. We specialise in advising on and administering Personal Insolvency Agreements.

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Section 73 Compositions

A person who is bankrupt can put a proposal to their creditors which if accepted results in their bankruptcy coming to an end.

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WHY CHOOSE US FOR
YOUR PERSONAL INSOLVENCY NEEDS?

WE’RE 100% COMMITTED TO GETTING THE BEST RESULTS
FOR OUR CLIENTS, INCLUDING REDUCING THE STRESS OF
PERSONAL INSOLVENCY.

HERE ARE SOME OF THE BENEFITS TO WORKING WITH US:

We Care About Our Clients and Act with Integrity

We care about our clients’ circumstances and results. We always act honestly and with integrity and we will tell things as they are, even if it is not what a client wants to hear.

Develop a Personalised Strategy

After a doing a detailed financial analysis and presenting all possible solutions, we factor in the client’s goals and financial needs to come up with the best course of action to try to minimise negative outcomes.

Outstanding, Experienced Team

We understand financial difficulties are stressful. That’s why the Pearce & Heers team makes every effort to use their knowledge, qualifications, experience and a positive approach to make the process as stress-free as possible.

Insolvency Experts

While we do everything possible to help a client avoid bankruptcy, sometimes that’s the most viable option. We are experts in administering formal bankruptcy appointments and we ensure every detail is handled professionally and efficiently.

Achieve More Successful Outcomes

Because we focus on what’s best for our clients and offer a full range of advisory services few other insolvency accountants offer, we’ve been able to get more favorable results for those who entrust us with their, or their clients’, financial challenges.

LET US SHOW YOU
HOW WE CAN HELP

With insolvency, the sooner you act, the more options you’ll have. Don’t delay, discover all the possible solutions to resolve your financial difficulties.